@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@300;400;500;600;700;800&family=Lato:wght@300;400;700;900&display=swap');

/* ==============================
   RESET & BASE
============================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --color-bg:          #ffffff;
  --color-bg-alt:      #f4f6f9;
  --color-bg-dark:     #1e3a5f;
  --color-text:        #1a202c;
  --color-text-muted:  #6b7280;
  --color-text-light:  #9ca3af;
  --color-primary:     #1e3a5f;
  --color-primary-light:#2a4f82;
  --color-accent:      #27ae60;
  --color-accent-light:#2ecc71;
  --color-border:      #e2e8f0;
  --color-border-dark: #cbd5e1;
  --font-heading:      'Montserrat', sans-serif;
  --font-body:         'Lato', sans-serif;
  --radius-sm:         4px;
  --radius-md:         8px;
  --radius-lg:         12px;
  --shadow-sm:         0 1px 3px rgba(0,0,0,.07);
  --shadow-md:         0 4px 16px rgba(30,58,95,.10);
  --shadow-lg:         0 8px 32px rgba(30,58,95,.14);
  --transition:        .25s ease;
}

html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, textarea, select { font-family: inherit; }

/* ==============================
   TYPOGRAPHY
============================== */
h1,h2,h3,h4,h5,h6 {
  font-family: var(--font-heading);
  color: var(--color-primary);
  line-height: 1.25;
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 4vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.6rem); }
h4 { font-size: 1.15rem; }
p { line-height: 1.75; color: var(--color-text); }
.text-muted { color: var(--color-text-muted); }
.text-accent { color: var(--color-accent); }
.text-primary { color: var(--color-primary); }

/* ==============================
   LAYOUT
============================== */
.container {
  width: 100%;
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 24px;
}
.container--narrow { max-width: 860px; }
.container--wide   { max-width: 1440px; }

.section { padding: 80px 0; }
.section--sm { padding: 48px 0; }
.section--lg { padding: 120px 0; }
.section--alt { background: var(--color-bg-alt); }
.section--dark { background: var(--color-bg-dark); color: #fff; }
.section--dark h1,
.section--dark h2,
.section--dark h3,
.section--dark h4 { color: #fff; }
.section--dark p { color: rgba(255,255,255,.8); }

/* ==============================
   GRID SYSTEM
============================== */
.grid { display: grid; gap: 32px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-auto { grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); }
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.flex-col { flex-direction: column; }
.gap-4 { gap: 4px; }
.gap-8 { gap: 8px; }
.gap-16 { gap: 16px; }
.gap-24 { gap: 24px; }
.gap-32 { gap: 32px; }

/* ==============================
   HEADER
============================== */
.site-header {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(255,255,255,.97);
  border-bottom: 1px solid var(--color-border);
  backdrop-filter: blur(8px);
  transition: box-shadow var(--transition);
}
.site-header.scrolled { box-shadow: var(--shadow-md); }

.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 72px;
}

.logo {
  display: flex; align-items: center; gap: 10px;
  text-decoration: none;
}
.logo__icon {
  width: 38px; height: 38px;
  background: var(--color-primary);
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
}
.logo__icon svg { width: 22px; height: 22px; fill: #fff; }
.logo__text { font-family: var(--font-heading); font-weight: 800; font-size: 1.3rem; color: var(--color-primary); letter-spacing: -.5px; }
.logo__text span { color: var(--color-accent); }

/* NAV */
.main-nav { display: flex; align-items: center; gap: 4px; }
.nav-item { position: relative; }
.nav-link {
  display: block;
  padding: 8px 14px;
  font-family: var(--font-heading);
  font-size: .85rem;
  font-weight: 600;
  color: var(--color-text);
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
  white-space: nowrap;
}
.nav-link:hover { color: var(--color-primary); background: var(--color-bg-alt); }
.nav-link.active { color: var(--color-accent); }

.dropdown { position: relative; }
.dropdown-menu {
  display: none;
  position: absolute; top: calc(100% + 8px); left: 0;
  min-width: 220px;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 8px 0;
  z-index: 200;
}
.dropdown:hover .dropdown-menu { display: block; }
.dropdown-menu a {
  display: block;
  padding: 9px 18px;
  font-size: .85rem;
  font-weight: 500;
  color: var(--color-text);
  transition: background var(--transition), color var(--transition);
}
.dropdown-menu a:hover { background: var(--color-bg-alt); color: var(--color-primary); }
.dropdown-arrow { font-size: .65rem; margin-left: 4px; }

.header-cta {
  display: inline-flex; align-items: center;
  padding: 9px 20px;
  background: var(--color-primary);
  color: #fff;
  font-family: var(--font-heading);
  font-size: .82rem;
  font-weight: 700;
  border-radius: var(--radius-sm);
  transition: background var(--transition), transform var(--transition);
  margin-left: 12px;
  letter-spacing: .3px;
}
.header-cta:hover { background: var(--color-primary-light); transform: translateY(-1px); }

.mobile-toggle {
  display: none;
  flex-direction: column; gap: 5px;
  padding: 6px;
  cursor: pointer;
}
.mobile-toggle span {
  display: block; width: 24px; height: 2px;
  background: var(--color-text);
  transition: var(--transition);
  border-radius: 2px;
}

/* ==============================
   HERO SECTION
============================== */
.hero {
  padding-top: 72px;
  min-height: 100vh;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  overflow: hidden;
  position: relative;
}
.hero__content {
  padding: 80px 48px 80px 0;
  display: flex; flex-direction: column; gap: 28px;
}
.hero__eyebrow {
  font-family: var(--font-heading);
  font-size: .82rem;
  font-weight: 700;
  color: var(--color-accent);
  letter-spacing: 2px;
  text-transform: uppercase;
}
.hero__title { color: var(--color-primary); }
.hero__lead {
  font-size: 1.1rem;
  color: var(--color-text-muted);
  line-height: 1.7;
  max-width: 540px;
}
.hero__actions { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }
.hero__image-col {
  position: relative;
  height: 100%;
  min-height: 100vh;
}
.hero__image-col img {
  width: 100%; height: 100%;
  object-fit: cover;
}
.hero__image-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to right, rgba(255,255,255,1) 0%, rgba(255,255,255,0) 30%);
}

/* ==============================
   BUTTONS
============================== */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 28px;
  font-family: var(--font-heading);
  font-size: .9rem;
  font-weight: 700;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
  letter-spacing: .3px;
  white-space: nowrap;
  cursor: pointer;
}
.btn--primary {
  background: var(--color-primary);
  color: #fff;
  border: 2px solid var(--color-primary);
}
.btn--primary:hover { background: var(--color-primary-light); border-color: var(--color-primary-light); transform: translateY(-2px); box-shadow: 0 4px 14px rgba(30,58,95,.3); }
.btn--accent {
  background: var(--color-accent);
  color: #fff;
  border: 2px solid var(--color-accent);
}
.btn--accent:hover { background: var(--color-accent-light); border-color: var(--color-accent-light); transform: translateY(-2px); }
.btn--outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}
.btn--outline:hover { background: var(--color-primary); color: #fff; transform: translateY(-2px); }
.btn--outline-white {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,.5);
}
.btn--outline-white:hover { background: rgba(255,255,255,.1); border-color: #fff; }
.btn--sm { padding: 8px 18px; font-size: .8rem; }
.btn--lg { padding: 16px 36px; font-size: 1rem; }

/* ==============================
   CARDS
============================== */
.card {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.card__image { width: 100%; height: 220px; object-fit: cover; }
.card__body { padding: 24px; }
.card__category {
  display: inline-block;
  padding: 4px 12px;
  background: rgba(39,174,96,.1);
  color: var(--color-accent);
  font-size: .75rem;
  font-weight: 700;
  border-radius: 20px;
  margin-bottom: 12px;
  font-family: var(--font-heading);
  text-transform: uppercase;
  letter-spacing: 1px;
}
.card__title { margin-bottom: 10px; font-size: 1.1rem; }
.card__text { color: var(--color-text-muted); font-size: .9rem; line-height: 1.65; }
.card__footer {
  padding: 16px 24px;
  border-top: 1px solid var(--color-border);
  display: flex; align-items: center; justify-content: space-between;
}
.card__meta { font-size: .8rem; color: var(--color-text-light); font-family: var(--font-heading); }

/* ==============================
   STAT BLOCKS
============================== */
.stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; }
.stat-item {
  padding: 40px 32px;
  border-right: 1px solid var(--color-border);
  text-align: center;
}
.stat-item:last-child { border-right: none; }
.stat-number {
  font-family: var(--font-heading);
  font-size: 2.8rem;
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-number .accent { color: var(--color-accent); }
.stat-label { font-size: .85rem; color: var(--color-text-muted); font-weight: 600; font-family: var(--font-heading); text-transform: uppercase; letter-spacing: 1px; }
.stat-desc { font-size: .82rem; color: var(--color-text-light); margin-top: 6px; }

/* ==============================
   SECTION HEADERS
============================== */
.section-header { margin-bottom: 56px; }
.section-header--center { text-align: center; }
.section-label {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: .75rem;
  font-weight: 700;
  color: var(--color-accent);
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.section-title { margin-bottom: 16px; }
.section-sub {
  font-size: 1.05rem;
  color: var(--color-text-muted);
  line-height: 1.7;
  max-width: 600px;
}
.section-header--center .section-sub { margin: 0 auto; }

/* ==============================
   DIVIDER
============================== */
.divider { border: none; border-top: 1px solid var(--color-border); margin: 0; }
.divider--accent { border-top: 3px solid var(--color-accent); width: 64px; margin-bottom: 24px; }

/* ==============================
   TAG / CHIP
============================== */
.tag {
  display: inline-block;
  padding: 4px 12px;
  border: 1px solid var(--color-border-dark);
  border-radius: 20px;
  font-size: .75rem;
  font-weight: 600;
  color: var(--color-text-muted);
  font-family: var(--font-heading);
  transition: all var(--transition);
}
.tag:hover { background: var(--color-primary); color: #fff; border-color: var(--color-primary); }

/* ==============================
   INFO BOXES
============================== */
.info-box {
  padding: 28px 32px;
  border-left: 4px solid var(--color-accent);
  background: rgba(39,174,96,.05);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: 32px 0;
}
.info-box--blue {
  border-left-color: var(--color-primary);
  background: rgba(30,58,95,.05);
}
.info-box h4 { color: var(--color-primary); margin-bottom: 10px; font-size: 1rem; }
.info-box p { font-size: .9rem; color: var(--color-text-muted); margin: 0; }

/* ==============================
   FEATURE LIST
============================== */
.feature-list { display: flex; flex-direction: column; gap: 20px; }
.feature-item { display: flex; gap: 16px; align-items: flex-start; }
.feature-icon {
  flex-shrink: 0;
  width: 44px; height: 44px;
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
}
.feature-icon--primary { background: rgba(30,58,95,.1); }
.feature-icon--accent { background: rgba(39,174,96,.1); }
.feature-icon svg { width: 22px; height: 22px; }
.feature-content h4 { font-size: 1rem; margin-bottom: 6px; }
.feature-content p { font-size: .88rem; color: var(--color-text-muted); line-height: 1.6; }

/* ==============================
   TABLE
============================== */
.data-table { width: 100%; border-collapse: collapse; }
.data-table th {
  background: var(--color-primary);
  color: #fff;
  padding: 14px 18px;
  text-align: left;
  font-family: var(--font-heading);
  font-size: .82rem;
  font-weight: 700;
  letter-spacing: .5px;
}
.data-table td {
  padding: 13px 18px;
  border-bottom: 1px solid var(--color-border);
  font-size: .9rem;
  color: var(--color-text);
}
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:nth-child(even) td { background: var(--color-bg-alt); }
.data-table td.positive { color: var(--color-accent); font-weight: 700; }
.data-table td.negative { color: #e53e3e; font-weight: 700; }
.table-wrapper { overflow-x: auto; border: 1px solid var(--color-border); border-radius: var(--radius-lg); }

/* ==============================
   ACCORDION / FAQ
============================== */
.accordion { border: 1px solid var(--color-border); border-radius: var(--radius-lg); overflow: hidden; }
.accordion-item { border-bottom: 1px solid var(--color-border); }
.accordion-item:last-child { border-bottom: none; }
.accordion-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 20px 28px;
  cursor: pointer;
  background: #fff;
  transition: background var(--transition);
  user-select: none;
}
.accordion-header:hover { background: var(--color-bg-alt); }
.accordion-header.open { background: var(--color-bg-alt); }
.accordion-title { font-family: var(--font-heading); font-size: 1rem; font-weight: 600; color: var(--color-primary); }
.accordion-icon { font-size: 1.2rem; color: var(--color-accent); transition: transform var(--transition); font-weight: 700; flex-shrink: 0; }
.accordion-header.open .accordion-icon { transform: rotate(45deg); }
.accordion-body {
  display: none;
  padding: 0 28px 24px;
  background: var(--color-bg-alt);
}
.accordion-body.open { display: block; }
.accordion-body p { font-size: .92rem; color: var(--color-text-muted); line-height: 1.75; }

/* ==============================
   BREADCRUMB
============================== */
.breadcrumb {
  display: flex; align-items: center; gap: 8px;
  padding: 16px 0;
  font-size: .82rem;
  font-family: var(--font-heading);
  color: var(--color-text-muted);
}
.breadcrumb a { color: var(--color-text-muted); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--color-primary); }
.breadcrumb-sep { color: var(--color-border-dark); }
.breadcrumb-current { color: var(--color-primary); font-weight: 600; }

/* ==============================
   PAGE HEADER
============================== */
.page-header {
  background: var(--color-bg-alt);
  border-bottom: 1px solid var(--color-border);
  padding: 100px 0 56px;
}
.page-header h1 { margin-bottom: 16px; }
.page-header p { font-size: 1.05rem; color: var(--color-text-muted); max-width: 600px; }

/* ==============================
   SIDEBAR LAYOUT
============================== */
.sidebar-layout { display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: start; }
.sidebar { position: sticky; top: 100px; }
.sidebar-widget {
  background: var(--color-bg-alt);
  border-radius: var(--radius-lg);
  padding: 28px;
  margin-bottom: 24px;
  border: 1px solid var(--color-border);
}
.sidebar-widget h4 {
  font-size: .95rem;
  font-family: var(--font-heading);
  color: var(--color-primary);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--color-accent);
}
.sidebar-links { display: flex; flex-direction: column; gap: 8px; }
.sidebar-links a {
  display: flex; align-items: center; gap: 8px;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  font-size: .88rem;
  font-weight: 600;
  color: var(--color-text);
  transition: all var(--transition);
  font-family: var(--font-heading);
}
.sidebar-links a:hover { background: var(--color-primary); color: #fff; }
.sidebar-links a.active { background: var(--color-primary); color: #fff; }
.sidebar-links a::before { content: '→'; font-size: .8rem; }

/* ==============================
   CONTACT FORM
============================== */
.form-group { margin-bottom: 22px; }
.form-group label {
  display: block;
  margin-bottom: 7px;
  font-family: var(--font-heading);
  font-size: .85rem;
  font-weight: 700;
  color: var(--color-primary);
}
.form-group label span { color: #e53e3e; }
.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--color-border-dark);
  border-radius: var(--radius-md);
  font-size: .92rem;
  color: var(--color-text);
  background: #fff;
  transition: border-color var(--transition), box-shadow var(--transition);
  font-family: var(--font-body);
}
.form-control:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(30,58,95,.1);
}
textarea.form-control { resize: vertical; min-height: 130px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.alert {
  padding: 16px 20px;
  border-radius: var(--radius-md);
  font-size: .9rem;
  font-weight: 600;
  display: none;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  font-family: var(--font-heading);
}
.alert--success {
  background: rgba(39,174,96,.12);
  color: #1d7a46;
  border: 1px solid rgba(39,174,96,.3);
}
.alert--error {
  background: rgba(229,62,62,.1);
  color: #c53030;
  border: 1px solid rgba(229,62,62,.25);
}
.alert.show { display: flex; }

/* ==============================
   METRIC CARDS
============================== */
.metric-card {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px;
  position: relative;
  overflow: hidden;
}
.metric-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--color-accent);
}
.metric-card--blue::before { background: var(--color-primary); }
.metric-card__label { font-size: .78rem; font-weight: 700; font-family: var(--font-heading); color: var(--color-text-muted); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 10px; }
.metric-card__value { font-family: var(--font-heading); font-size: 2rem; font-weight: 800; color: var(--color-primary); line-height: 1; margin-bottom: 8px; }
.metric-card__change {
  font-size: .82rem;
  font-weight: 700;
  font-family: var(--font-heading);
  display: flex; align-items: center; gap: 4px;
}
.metric-card__change.up { color: var(--color-accent); }
.metric-card__change.down { color: #e53e3e; }

/* ==============================
   PROGRESS BARS
============================== */
.progress-item { margin-bottom: 20px; }
.progress-label {
  display: flex; justify-content: space-between;
  margin-bottom: 8px;
  font-size: .85rem;
  font-weight: 700;
  font-family: var(--font-heading);
  color: var(--color-primary);
}
.progress-bar {
  height: 8px;
  background: var(--color-border);
  border-radius: 4px;
  overflow: hidden;
}
.progress-fill {
  height: 100%;
  background: var(--color-accent);
  border-radius: 4px;
  transition: width 1s ease;
}
.progress-fill--blue { background: var(--color-primary); }

/* ==============================
   TIMELINE
============================== */
.timeline { position: relative; padding-left: 32px; }
.timeline::before {
  content: '';
  position: absolute; left: 8px; top: 0; bottom: 0;
  width: 2px;
  background: var(--color-border);
}
.timeline-item { position: relative; margin-bottom: 32px; }
.timeline-item::before {
  content: '';
  position: absolute; left: -28px; top: 6px;
  width: 10px; height: 10px;
  border-radius: 50%;
  background: var(--color-accent);
  border: 2px solid #fff;
  box-shadow: 0 0 0 2px var(--color-accent);
}
.timeline-date { font-size: .78rem; font-weight: 700; font-family: var(--font-heading); color: var(--color-accent); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 6px; }
.timeline-title { font-family: var(--font-heading); font-size: 1rem; font-weight: 700; color: var(--color-primary); margin-bottom: 8px; }
.timeline-text { font-size: .88rem; color: var(--color-text-muted); line-height: 1.65; }

/* ==============================
   EXPERT / TEAM CARD
============================== */
.expert-card {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  text-align: center;
  transition: box-shadow var(--transition), transform var(--transition);
}
.expert-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.expert-card__photo { width: 100%; height: 260px; object-fit: cover; object-position: top; }
.expert-card__body { padding: 24px; }
.expert-card__name { font-family: var(--font-heading); font-size: 1.1rem; font-weight: 700; color: var(--color-primary); margin-bottom: 4px; }
.expert-card__title { font-size: .85rem; color: var(--color-accent); font-weight: 600; font-family: var(--font-heading); margin-bottom: 12px; }
.expert-card__bio { font-size: .85rem; color: var(--color-text-muted); line-height: 1.6; margin-bottom: 16px; }
.expert-social { display: flex; justify-content: center; gap: 10px; }
.expert-social a {
  width: 34px; height: 34px;
  border: 1px solid var(--color-border);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .75rem;
  color: var(--color-text-muted);
  transition: all var(--transition);
  font-weight: 700;
  font-family: var(--font-heading);
}
.expert-social a:hover { background: var(--color-primary); color: #fff; border-color: var(--color-primary); }

/* ==============================
   FOOTER
============================== */
.site-footer { background: #0f2540; color: rgba(255,255,255,.75); }
.footer-top { padding: 72px 0 56px; border-bottom: 1px solid rgba(255,255,255,.08); }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; }
.footer-brand .logo__text { color: #fff; }
.footer-brand .logo__icon { background: rgba(255,255,255,.1); }
.footer-desc { font-size: .88rem; line-height: 1.7; margin: 16px 0 24px; color: rgba(255,255,255,.6); }
.footer-contact-item { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 12px; font-size: .85rem; color: rgba(255,255,255,.6); }
.footer-col h5 {
  font-family: var(--font-heading);
  font-size: .85rem;
  font-weight: 800;
  color: #fff;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-links a { font-size: .87rem; color: rgba(255,255,255,.6); transition: color var(--transition); }
.footer-links a:hover { color: var(--color-accent); }
.footer-bottom {
  padding: 24px 0;
  display: flex; align-items: center; justify-content: space-between;
  font-size: .82rem;
  color: rgba(255,255,255,.4);
  font-family: var(--font-heading);
}
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { color: rgba(255,255,255,.4); transition: color var(--transition); }
.footer-bottom-links a:hover { color: rgba(255,255,255,.8); }

/* ==============================
   COOKIE BANNER
============================== */
.cookie-banner {
  position: fixed; bottom: 24px; left: 24px; right: 24px;
  max-width: 640px;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px 28px;
  box-shadow: var(--shadow-lg);
  z-index: 9999;
  display: none;
}
.cookie-banner.show { display: block; }
.cookie-banner h4 { font-size: .95rem; margin-bottom: 8px; color: var(--color-primary); font-family: var(--font-heading); }
.cookie-banner p { font-size: .82rem; color: var(--color-text-muted); margin-bottom: 18px; line-height: 1.6; }
.cookie-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* ==============================
   UTILITIES
============================== */
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-8  { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.mb-48 { margin-bottom: 48px; }
.text-center { text-align: center; }
.text-right  { text-align: right; }
.w-100 { width: 100%; }
.fw-600 { font-weight: 600; }
.fw-700 { font-weight: 700; }
.fw-800 { font-weight: 800; }
.fs-sm { font-size: .85rem; }
.fs-xs { font-size: .78rem; }
.d-none { display: none !important; }

/* BODY TOP PADDING (for fixed header) */
body > main,
.main-content { padding-top: 72px; }

/* DISCLAIMER BAR */
.disclaimer-bar {
  background: rgba(30,58,95,.06);
  border-bottom: 1px solid var(--color-border);
  padding: 8px 0;
  font-size: .75rem;
  color: var(--color-text-muted);
  text-align: center;
  font-family: var(--font-heading);
  font-weight: 500;
}

/* CHART PLACEHOLDER */
.chart-placeholder {
  background: var(--color-bg-alt);
  border: 1px dashed var(--color-border-dark);
  border-radius: var(--radius-lg);
  height: 280px;
  display: flex; align-items: center; justify-content: center;
  color: var(--color-text-muted);
  font-family: var(--font-heading);
  font-size: .85rem;
  font-weight: 600;
  gap: 10px;
  flex-direction: column;
}
.chart-placeholder svg { opacity: .35; }

/* ==============================
   RESPONSIVE
============================== */
@media (max-width: 1100px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .stat-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-item { border-right: none; border-bottom: 1px solid var(--color-border); }
  .stat-item:nth-child(2n) { border-bottom: 1px solid var(--color-border); }
  .stat-item:last-child { border-bottom: none; }
}

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; min-height: auto; }
  .hero__image-col { display: none; }
  .hero__content { padding: 60px 0; }
  .sidebar-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .form-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .main-nav, .header-cta { display: none; }
  .mobile-toggle { display: flex; }
  .main-nav.mobile-open {
    display: flex; flex-direction: column;
    position: fixed; top: 72px; left: 0; right: 0; bottom: 0;
    background: #fff;
    padding: 24px;
    gap: 4px;
    overflow-y: auto;
    z-index: 999;
  }
  .main-nav.mobile-open .dropdown-menu {
    display: block; position: static;
    box-shadow: none; border: none;
    background: var(--color-bg-alt);
    border-radius: var(--radius-md);
    padding: 4px 0;
    margin-top: 4px;
  }
  .grid-2 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
  .section { padding: 56px 0; }
  .section--lg { padding: 72px 0; }
  .page-header { padding: 80px 0 40px; }
}

@media (max-width: 480px) {
  .grid-3 { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: 1fr; }
  .stat-item { border-right: none; border-bottom: 1px solid var(--color-border); }
  .container { padding: 0 16px; }
  .hero__actions { flex-direction: column; }
  .btn { width: 100%; justify-content: center; }
}